1. Acceptance of Terms

By accessing and using the Anima Family Dues application ("Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Anima Family Dues is a membership dues management application that allows members to view their dues obligations, make payments, and receive reminders. The Service is provided exclusively to members of the Anima Family organization.

3. User Accounts

When using the Service, you agree to:

• Provide accurate contact information (email and/or phone number)
• Keep your contact information up to date
• Not share your authentication codes with others
• Notify us immediately of any unauthorized access to your account

4. SMS Communications

By opting in to SMS authentication, you acknowledge that:

• You will receive one-time verification codes via SMS for login purposes
• Message frequency varies based on your login activity
• Message and data rates may apply based on your mobile carrier plan
• You can opt out at any time by replying STOP to any message
• Consent to receive SMS is not a condition of using the Service (email login is available as an alternative)

5. Payments

All dues payments are processed through secure third-party payment providers. By making a payment, you agree to the payment processor's terms and conditions. Payment records are maintained for your reference and our administrative purposes.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to the Service or its systems
• Interfere with or disrupt the Service
• Impersonate another person or member

7. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the modified terms.

9. Contact Information

For questions about these Terms of Service, please contact us at: treasurer@animafamily.com